Frequently Asked Questions
2025 Annual Enrollment opens Monday, Oct. 21, and ends at midnight Pacific time, Tuesday, Nov. 5, 2024.
- Blue Cross of Idaho Medical Plans
- Rate increases vary from $2.17 - $25.72 per pay period depending on the plan and coverage level you choose
- 减少标准PPO医疗计划年度处方药费用分摊上限
- Employee-only coverage: $4,625 ($250 decrease)
- Family coverage: $9,250 ($500 decrease)
- Willamette Dental
- Rate increases vary from $1.78 - $7.22 per pay period depending on the coverage level you choose
- Health Savings Account (HSA) contribution maximums (雇员和大学的总和)将增加，每2025年国税局的限制
- Employee-only coverage: $4,300 ($150 increase)
- Family coverage: $8,550 ($250 increase)
- No rate increases 以下福利:达美牙科标准或附加计划, Vision plan, Disability and Life Insurance.
New Benefits Available in 2025
Delta Dental Plan Enhancements:达美牙科计划不断改进，您无需支付额外费用. The 标准计划将支付你大部分的牙科费用. If you 需要口腔手术，牙龈护理或小的修复，计划 在支付免赔额后，你会支付80%(原来是75%)吗. 对于主要服务和牙齿更换，该计划将在您付款后支付50%(高于45%) your deductible. If you select the Plus Plan, 你每年的最高福利将增加500美元到2美元,000 per person each year.
New Cancer Care Benefit:您和您的受保人在大学医疗计划将有机会获得爱达荷州蓝十字的癌症护理计划, 哪个机构为癌症患者提供全面的帮助. With support from oncology-trained nurses, 这个项目会引导你找到你所在社区的教育资源, 帮助满足特殊的药房需求并提供情感支持.
Universal Life Insurance with Long-Term Care Benefit这项新的自愿福利为意外事件提供保障，并帮助提供长期护理服务.
GradFin:在管理学生贷款债务和联邦贷款减免项目方面获得专家指导.
CredibleMind: You and your dependents now have access to CredibleMind, a new online platform offering mental 健康、情感、心理和社会福利资源. Visit uidaho.crediblemind.com to find thousands of vetted resources, including videos, podcasts, apps, online programs and articles. 适用于所有员工，即使你放弃保险.
当您准备注册或更改当前的保险范围时，请登录 MyUI > Employee Resources card > myBenefits.
如果你是全职工作，没有在截止日期前注册, 2024年的大多数选举将按2025年的缴费率滚动到2025年. 您选择向健康储蓄帐户供款, 医疗保健灵活支出账户(FSA)或家属护理灵活支出账户(DCFSA) will not roll over to 2025.
如果你不是全职工作，并且在截止日期前没有注册，你将被安排在 waived coverage in 2025. 你们在2024年进行的任何福利选举都不会延期.
要在2025年向HSA、FSA或DCFSA存钱，你必须在截止日期前注册. 即使你今年有账户，你的供款选举也不会延期.
每年您都有机会在年度登记期间更改您的福利选择. If you do not enroll, 在年度注册期间重新注册或进行更改, 在下一个年度登记期之前，您将不能再次更改您的福利选择, unless you experience a qualifying life event.
参加大学牙科或视力计划, you must be enrolled in a university medical plan. However, 只要你(雇员)参加了大学医疗计划，你的合格家属就可以享受大学牙科或视力计划.
Yes, 如果你要增加一个目前不在保险范围内的受抚养人, 您将被要求提供关系证明，以验证是否有资格获得保险. 可接受的文件形式包括结婚证, birth certificate, adoption papers, tax records, financial interdependency documents, etc. You can also provide a single tax document, like a tax return, as long as it lists all dependents you want to cover.
文件必须上传到福利门户网站 MyUI > Employee Resources card > myBenefits > View/Upload Required Documents by Jan. 31, 2025.
An Other Eligible Adult is defined as someone who is:
- 年龄在18岁或以上，并且精神上有同意的能力，并且
- Not legally married to anyone, and
- 在过去6个月内与该雇员连续居住在一起, and intend to do so indefinitely, and
- Is financially interdependent with the employee, as demonstrated by joint leases, utility bills, bank accounts, etc.
其他符合条件的成年人和他们的受抚养子女有资格获得欧洲杯买球的保险. Learn more.
一旦你选择了你的福利并提供了所有必需的文件, 您的年度登记将最终确定，您的登记信息将以电子方式发送给承保人. This process can take several weeks.
Medical — Blue Cross of Idaho
- Insurance cards will be mailed directly to you. 家属没有单独的卡片，他们也没有列在你的卡上. They will use the same card you use.
- Additional copies can be printed from the Blue Cross of Idaho website.
Prescription Drug — CVS Caremark
- Insurance cards will be mailed directly to you. 家属没有单独的卡片，他们也没有列在你的卡上. They will use the same card you use.
- Additional copies can be printed from the CVS Caremark website.
Dental — Delta Dental
- Insurance cards will be mailed directly to you. 家属没有单独的卡片，他们也没有列在你的卡上. They will use the same card you use.
- Additional copies can be printed from the Delta Dental website.
Dental — Willamette Dental
- Insurance cards will not be mailed to you. 在预约时，你要提供必要的信息，以便他们在他们的系统中识别你和你的家属.
Vision — VSP
- Insurance cards will not be mailed to you. 在预约时，你要提供必要的信息，以便他们在他们的系统中识别你和你的家属.
If you need to see a doctor before your cards arrive, 保险公司将通过询问某些信息来确认您的保险范围, usually your name, date of birth and social security number. Please review our guide to accessing employee benefits.
你的孩子的福利覆盖将在他们满26岁的那个月的最后一天结束.